Association for Cooperative Operations Research and Development - An XML dialect for integrating transaction streams among agents, partners, and carriers in the insurance industry.

ACORD XML is a set of nearly 600 standard messaging formats for executing transactions and exchanging policy information in three areas of insurance: property/casualty, life, and re-insurance.

ACORD was designed to help bring about two important goals of the insurance processing industry: straight-through processing, which eliminates the need for manual intervention to manipulate data by integrating systems; and Single Entry Multiple Company Interface (SEMCI), which lets data be keyed in once and sent to multiple recipients regardless of platform.